From Local Personalities to a Full-Service Direct Lender: New American Funding Options for Every Tustin Homebuyer

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Tustin’s housing market offers everything from starter condos to forever homes, and navigating your loan options can feel just as varied. New American Funding has built a strong presence here, combining the scale and product range of a national direct lender with the approachability of local loan officers and recognizable personalities.

Whether you’re a first-time buyer, a veteran using a VA benefit, a move-up buyer, or someone ready to refinance, there’s likely a New American Funding professional in Tustin whose focus aligns with your goals.

A Local Personality with Online-Lender Convenience

One of the most recognizable local names is New American Funding - BrendaTheLenda Brenda Dintino, Mortgage Lender NMLS #239946. Known as “BrendaTheLenda,” she offers the convenience of an online lender experience with the service of a local professional.

Her focus spans:

  • First-time buyers and move-up buyers
  • Veterans and down-sizers
  • Homeowners looking to refinance for a lower rate or payment

Brenda provides a full range of mortgages, including FHA, VA, jumbo, and conventional loans. She emphasizes fast closings, with the ability to prequalify and preapprove buyers in just a few minutes. For Tustin buyers who like the streamlined feel of big online platforms, but still want to be able to talk to a person who knows the area, her model bridges that gap as an equal housing opportunity lender (NMLS #239946).

The Power of Consumer Direct in Tustin

For borrowers who want an all-inclusive, centralized experience, New American Funding - Tustin | Consumer Direct operates as a direct mortgage lender and servicer with a broad suite of options. Their philosophy is to guide current and future homeowners through every step and serve as a trusted resource for home financing needs.

Loan types available include:

  • FHA Loans
  • Non-QM Loans
  • USDA Loans
  • Conventional Loans
  • Cash-Out Refinance Loans
  • 30-Year and 15-Year Fixed-Rate Mortgages
  • VA Loans
  • Adjustable Rate Mortgage (ARM) Loans
  • Jumbo Loans
  • Reverse Mortgage Loans

Their loan officers specialize in different loan categories, offering solutions and experience at the borrower’s preferred time and convenience. This consumer-direct setup can be a fit if you prefer a structured, comprehensive process with a wide menu of loan products under one roof.

Individual Expertise Within a Full-Service Lender

Alongside the consumer-direct branch, several Tustin-based loan officers deliver New American Funding’s full platform with their own local approach. These professionals share a common foundation: access to a diverse range of loan programs, direct-lender flexibility, and a mission centered on helping customers achieve their homeownership dreams.

Craig Spencer: Guided Support Across Loan Types

New American Funding - Craig Spencer operates within New American Funding’s all-inclusive direct lending model. The focus is to walk homeowners through each step of the lending process and serve as a consistent resource.

Craig can connect borrowers with:

  • FHA, VA, and USDA loans
  • Conventional and jumbo options
  • Non-QM solutions for unique scenarios
  • Cash-out refinances
  • Fixed-rate loans (15- and 30-year)
  • ARMs and reverse mortgage loans

For Tustin buyers who want someone to help weigh the pros and cons of different loan structures, this kind of guided, solution-based approach can be helpful.

Michelle Smith: Technology-Forward, Service-Driven

New American Funding - Michelle Smith reflects the company’s blend of strong customer service, innovation, and integrity. As a direct lender, New American Funding gives her the flexibility to offer a wide range of loan programs, including Conventional, FHA, VA, USDA, and Jumbo loans.

Leveraging cutting-edge technology and industry tools, Michelle’s process is designed to be:

  • Faster
  • More efficient
  • More transparent

If you’re a Tustin borrower who values a tech-enabled experience without sacrificing a human point of contact, this style of lending can make the application and approval process smoother from start to finish.

Melina Santana: Dedicated to Home Loan Solutions

New American Funding - Melina Santana also focuses on delivering exceptional home loan solutions to individuals and families. Within the same direct-lender framework, she offers flexibility across Conventional, FHA, VA, USDA, and Jumbo loans.

Her practice reflects New American Funding’s mission to make homeownership accessible, leaning on streamlined processes and tools that aim to keep borrowers informed and moving efficiently from application to closing.

Jeremy Schwarz: Flexibility for a Range of Borrowers

New American Funding - Jeremy Schwarz works with the same broad product set and technology base. With options from conventional loans to government-backed programs like FHA, VA, and USDA, as well as jumbo loans, he can address a range of borrower profiles.

For Tustin residents with varying income sources or property types, the flexibility of a direct lender can be particularly important in tailoring a solution that fits both short-term budget and long-term goals.

A Tustin Network of Full-Service Loan Officers

Beyond a single point of contact, New American Funding’s presence in Tustin feels like a network of professionals who share one infrastructure but bring different personalities and client relationships to the table.

Dean Machikas: Mission-Driven Lending

New American Funding - Dean Machikas operates with New American Funding’s stated commitment to customer service and integrity. Backed by access to Conventional, FHA, VA, USDA, and Jumbo loans, Dean can structure loans to meet a variety of borrower needs.

This approach can be a match for Tustin buyers who want the reassurance of a mission-driven lender, paired with the flexibility to choose from multiple loan types under one umbrella.

Sharon Miller: Streamlined Processes, Wide Loan Menu

New American Funding - Sharon Miller also taps into technology and industry-leading tools to keep the mortgage process as efficient as possible. With the same broad product lineup, she focuses on making the path to closing faster and more transparent.

For buyers juggling work, family, and home shopping, a streamlined process can make a difference in staying on track with escrow timelines and rate locks.

Ally Marendino: Helping Families Across Loan Programs

New American Funding - Ally Marendino is part of the team dedicated to serving individuals and families. As a direct lender representative, Ally has access to Conventional, FHA, VA, USDA, and Jumbo programs, all supported by technology designed to simplify the lending experience.

This can be particularly useful for Tustin households comparing options like low-down-payment FHA loans versus conventional financing, or evaluating whether a jumbo loan is the right fit in higher-price neighborhoods.

Melanie Binder: Technology-Enhanced Transparency

New American Funding - Melanie Binder rounds out the Tustin group with a focus on using cutting-edge tools to keep borrowers informed. With a full suite of loan options and a transparent process, she aligns with New American Funding’s mission of helping customers achieve their dreams of homeownership.

For buyers who like to track milestones and understand each step in detail, having this type of clear, technology-supported communication can add confidence to a major financial decision.

Finding Your Fit in Tustin’s New American Funding Ecosystem

From a standout local personality like BrendaTheLenda to the comprehensive resources of the Tustin Consumer Direct branch and a strong roster of individual loan officers, New American Funding offers a range of touchpoints for Tustin homebuyers and homeowners.

Whether you prioritize:

  • A fast preapproval and personable guidance
  • A deep menu of specialized loan products
  • A highly tech-enabled, streamlined experience
  • Or a mission-driven, relationship-focused approach

there is likely a New American Funding professional in Tustin whose style and offerings match the way you want to navigate your next home purchase or refinance.