Navigating New American Funding Mortgage Options in Tustin, CA

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Finding the right mortgage in Tustin can feel overwhelming, especially when you’re trying to balance competitive rates, clear guidance, and a smooth closing. New American Funding offers a distinctive mix in this space: personable local experts combined with the reach and efficiency of a full-service direct lender.

This guide walks through how that plays out in Tustin—from one-on-one local specialists to consumer-direct teams—and how the loan options fit different types of borrowers.

Local Face-to-Face Guidance: BrendaTheLenda

If you like the convenience of an online lender but don’t want to sacrifice a real relationship, New American Funding - BrendaTheLenda Brenda Dintino, Mortgage Lender NMLS #239946 is a standout local option.

Brenda Dintino, known as “BrendaTheLenda,” provides:

  • The ease and speed you might expect from a large online lender
  • The service and accessibility of a local professional
  • A focus on keeping the process hassle-free compared to big banks or anonymous online platforms

Brenda works with:

  • First-time buyers
  • Move-up buyers
  • Veterans
  • Down-sizers
  • Current homeowners looking to refinance for a lower rate or payment

Loan types she offers include:

  • FHA loans
  • VA loans
  • Jumbo loans
  • Conventional loans

She can prequalify and preapprove buyers in just a few minutes, and can move quickly to close, which can be especially important in competitive Tustin-area markets. Brenda is an equal housing opportunity lender, NMLS #239946.

Full-Service Consumer Direct Lending in Tustin

For borrowers who prefer a more centralized team with a wide variety of loan products, New American Funding - Tustin | Consumer Direct offers an all-inclusive direct mortgage lending and servicing experience.

This Consumer Direct branch emphasizes:

  • Guiding current and future homeowners through every step of the process
  • Serving as a trusted resource for a broad range of home financing needs
  • Loan officers who specialize in all types of loans and offer flexible, convenient appointments

They provide an extensive menu of loan options, including:

  • FHA Loans
  • Non-QM Loans
  • USDA Loans
  • Conventional Loans
  • Cash-Out Refinance Loans
  • 30-Year Fixed Rate Mortgage Loans
  • 15-Year Fixed Rate Mortgage Loans
  • VA Loans
  • Adjustable Rate Mortgage (ARM) Loans
  • Jumbo Loans
  • Reverse Mortgage Loans

This breadth can be helpful if your situation is more specialized—such as needing a Non-QM loan, exploring a reverse mortgage option, or comparing ARMs and fixed-rate structures.

Individual New American Funding Experts in Tustin

Alongside the Consumer Direct team, Tustin is home to several New American Funding professionals who share a common foundation: a direct-lender model, a wide range of loan types, and a focus on making homeownership more accessible and efficient.

While each professional has their own style and client relationships, they are all backed by a lender that:

  • Is dedicated to providing exceptional home loan solutions
  • Emphasizes customer service, innovation, and integrity
  • Uses technology and industry-leading tools to streamline applications and approvals
  • Offers Conventional, FHA, VA, USDA, and Jumbo loans

Craig Spencer

New American Funding - Craig Spencer operates within New American Funding’s all-inclusive direct mortgage lender and servicer structure.

From this base, Craig has access to:

  • Conventional, FHA, VA, and Jumbo loans
  • Specialized options like Non-QM and USDA loans
  • Cash-out refinance, 15-year and 30-year fixed, ARMs, and reverse mortgage loans

The philosophy is to guide homeowners step-by-step through lending and to supply a “wealth of solutions and experience” at a time that fits your schedule.

Michelle Smith

New American Funding - Michelle Smith represents the company’s emphasis on:

  • A strong commitment to customer service
  • Innovation and integrity
  • Making the dream of homeownership a reality

As a direct lender, Michelle can tap into a broad catalog of loan programs:

  • Conventional
  • FHA
  • VA
  • USDA
  • Jumbo

Technology is central to the process, helping keep applications faster, more efficient, and transparent.

Melina Santana

With New American Funding - Melina Santana, borrowers get the same New American Funding structure: a leading mortgage lender and servicer with flexible direct-lender capabilities.

Melina’s access to:

  • Conventional, FHA, VA, USDA, and Jumbo products
  • Streamlined, tech-forward processing
  • A mission-driven approach to helping customers achieve their dreams

makes her another option for Tustin-area residents seeking individualized attention backed by a large platform.

Jeremy Schwarz

New American Funding - Jeremy Schwarz also works within this full-service lending environment.

Jeremy’s offerings include:

  • A wide range of loan programs (Conventional, FHA, VA, USDA, Jumbo)
  • The efficiencies of cutting-edge technology
  • A focus on transparency throughout the loan process

This can particularly benefit borrowers who want clarity around timelines and terms as they move toward closing.

Dean Machikas

New American Funding - Dean Machikas is another New American Funding professional in Tustin focused on delivering:

  • Exceptional home loan solutions
  • A combination of innovation and integrity
  • Direct-lender flexibility for tailoring loan programs

Dean’s clients can leverage the same core lineup—Conventional, FHA, VA, USDA, and Jumbo loans—with a process designed to be efficient and straightforward.

Kara Headrick

At New American Funding - Kara Headrick, the emphasis mirrors the company’s broader mission:

  • Helping customers achieve their homeownership dreams
  • Using industry-leading tools to streamline the application and approval process
  • Providing a transparent, efficient experience

Kara has access to the same versatile loan suite and direct-lender advantages that define New American Funding in Tustin.

Melanie Binder

New American Funding - Melanie Binder works within New American Funding’s leading mortgage lender and servicer framework.

Borrowers working with Melanie can expect:

  • A strong commitment to customer service
  • Use of technology to keep things moving efficiently
  • Access to Conventional, FHA, VA, USDA, and Jumbo loan options

The goal: make the path from application to closing as clear and manageable as possible.

Kyle Hicks

Rounding out this group is New American Funding - Kyle Hicks.

Kyle’s practice reflects New American Funding’s core approach:

  • Dedicated to exceptional home loan solutions
  • Direct lending flexibility for tailoring loan programs
  • A streamlined, tech-supported process that keeps customers informed

Like the others, Kyle can work with a variety of loan structures suited to different homeownership goals.

Choosing Your Path in Tustin

Across Tustin, New American Funding presents a cohesive, two-pronged experience:

  • Personable local guidance: From BrendaTheLenda’s quick preapprovals and diverse loan offerings to the many named professionals, you can work closely with an individual who helps you navigate options like FHA, VA, Conventional, Jumbo, USDA, and more.
  • Full-service direct lending: The Consumer Direct branch and the broader New American Funding network provide the infrastructure, technology, and program variety that can handle everything from straightforward purchases to more complex scenarios.

Whether you’re buying your first home in Tustin, moving up, downsizing, refinancing, or exploring specialized programs, these New American Funding professionals offer a consistent combination: local expertise anchored by a direct lender with a wide array of mortgage solutions.