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You’ll save money. One root canal with a porcelain crown could cost you more than $2,000 without insurance and even with insurance you’ll likely pay copay, which could be as high as 50 percent. With Dentbenefits, you pay $125/month and you’re eligible for the equivalent of approximately $10,000 in dental services, said Dr. Michael Entin, who founded the membership club.

It’s better than a discount dental plan. With a discount dental plan, you choose from participating dental providers and get services at a discounted rate, but most people with these plans still pay a large out-of-pocket expense, especially if they need major dental work. With Dentbenefits, members pay a flat monthly fee so they can appropriately budget for this health care expense.

General dentistry services are covered. Ninety-five percent of dentistry is general dentistry, according to Dr. Entin. Think cleanings, root canals, porcelain crowns, dentures, bridges, extractions and cosmetic fillings. All these services are covered under Dentbenefits’ monthly plan.