Berkshire Lending

(214) 937-4455
660 North Central Expressway, Suite 102, Plano, Texas, 75074

About us

FHA is the most credit friendly loan in the marketplace.

At the time of this report most lenders will go down to a 620 middle credit score for FHA. There are still a few lenders doing manually underwritten FHA loans down to a 580 credit score. We can do FHA down to a 500 credit score!

Chapter 7 Bankruptcy: FHA has the friendliest bankruptcy seasoning guide-lines of any mortgage program available. They will require two years out of a bankruptcy discharge before you can get a new loan. You will also need to reestablish credit after the bankruptcy.

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