Cardiff
Business hours
| Monday | Closed |
| Tuesday | Closed |
| Wednesday | Closed |
| Thursday | Closed |
| Friday | Closed |
| Saturday | Closed |
| Sunday | Closed |
About us
Cardiff is a digital-first small business lender based in California. Since 2004, the company has provided fast, flexible financing solutions to U.S. businesses across various industries, including trucking, dental practices, restaurants, construction, and auto repair.
Cardiff offers a range of products, such as Merchant Cash Advances, Lines of Credit, Equipment Financing, SBA Loans, and Cardiff-branded credit cards. The company is known for its rapid approval process—often within five minutes—and same-day funding. Cardiff serves businesses with diverse credit profiles, including those with less-than-perfect credit scores, and offers financing options tailored to specific industry needs.