About us

Central One Federal Credit Union is a not-for-profit financial institution that provides members with excellent, personalized service. Central One offers a wide range of savings, deposit, and loan products designed for the local community.

Products include: Checking Accounts, Tiered Money Market Accounts, CDs, IRA's, Free Checking, Student Loans, Credit Cards, Auto Loans, Mortgages, First Time Home Buyer Program, Home Equity Loans, Home Equity Lines of Credit, Personal Loans, Business Savings and Business Checking Accounts, Commercial Loans, IOLTA, RV Loans, Motorcycle Loans, Boat Loans.

Services: Mobile and Online Banking, Complimentary Webinars and seminars, Financial Literacy programs, Credit Building Programs, and Local decisions. Learn more about Central One and why we are one of the top credit unions in central Massachusetts.

Serving residents and businesses in Worcester County and parts of Middlesex and Norfolk counties including Auburn, Northborough, Westborough, Shrewsbury, Worcester, Southborough, Marlborough, Hudson, Upton, Milford, West Boylston, Boylston, Paxton, Sterling, Grafton, North Grafton, Millbury, Lancaster, Bolton, Berlin, Clinton, Framingham, Fitchburg, Franklin, Natick, Ashland, Holliston, Sudbury, Waltham, Mendon, Millis, Northbridge, Southbridge. Leicester, Spencer, Charleton, Dudley, Sturbridge, Oxford, Douglas, Uxbridge, and more.

Balance Transfer Promotion-learn more today!