First Command Financial Advisor - Terence Clay

About us

Terence Clay joined First Command Financial Services as a Financial Advisor in January 2021, following a 29-year career in the United States US Army, where he attained the rank of CSM. Terence understands the challenges and opportunities associated with life in the military and is committed to helping service members and their families get their financial lives squared away.

Terence has a Bachelor’s degree in Sociology from Columbia College and a Master’s degree in Human Services Counseling: Military Resiliency from Liberty University. He holds Series 7 & 66 securities licenses plus life and health insurance licenses in TN, KY, GA, TX, MS.

Understanding that the biggest obstacle to financial security for most people is their own behavior, Terence serves as a personal financial coach to clients, continually reinforcing positive financial behaviors. His thorough knowledge of military pay and benefits enables him to advise clients on how to navigate the Blended Retirement System, properly allocate their contributions to the Thrift Savings Plan (TSP) and take full advantage of other benefits. Terence will work with you to establish specific, meaningful goals that are consistent with your values and then develop a personalized financial plan to guide your pursuit of those goals.

In his free time, Terence enjoys football, golf, and spending time with family.

First Command Financial Services was founded in 1958 by a retired Air Force officer for the specific purpose of improving the financial well-being of military professionals and their families. Today, more than 500 First Command Financial Advisors across the country and abroad, many of whom also served, are committed to the company’s Mission of “Coaching those who serve in their pursuit of financial security.”

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