I was a realtor in 2005 and did very well when the market was strong. The moment it crashed, I ended up owing the IRS a bunch of money that I didn’t have. They made it possible to get me caught up and I didn’t need to sell my house to pay my debt back. I am in an affordable payment and was granted the amount of time I wanted to get this debt under control. I never denied that I owed it, just can't give the IRS a big check right away. I’m really grateful for these guys!