About us

Raymond - Bay Area Loan Specialist | LGBTQ+ Advocate
With over two decades of experience in the mortgage industry, Raymond is a trusted loan professional specializing in purchases and refinances across the bay area and all of California. A lifelong Bay Area resident, he has a deep understanding of the local market and is dedicated to helping clients navigate real estate financing with expertise and care.
Raymond is an expert in traditional financing for condos, single-family homes, multi-unit buildings, and commercial properties, as well as specialized loan programs including Reverse Mortgages, VA loans, and USDA loans. His customer-first mindset ensures smooth transactions for first-time buyers, seasoned investors, and everyone in between.
As a proud member of the LGBTQ+ community, Raymond takes a progressive and inclusive approach to all aspects of his work and life.