Ricky Totten, Mortgage Lender with Stock Yards Bank & Trust - Closed
Main:
(502) 259-2298
Mobile: (502) 994-5053
Mobile: (502) 994-5053
4944 U.S. Highway 42, Louisville, Kentucky, 40222
Business hours
| Monday | - |
| Tuesday | - |
| Wednesday | - |
| Thursday | - |
| Friday | - |
| Saturday | - |
| Sunday | - |
About us
Ricky is an Eastern Kentucky University alumni with a Bachelor of Science in Business Management, focusing on HR. He has a 17-year track record in the mortgage business as a manager and loan originator. Ricky's motivation stems from his passion for helping his clients achieve their dream of owning a home and achieving financial stability. During his free time, Ricky enjoys spending time with his wife, Krystal, and their two children, Conner and Brooklyn. He loves to play golf and exercise. Ricky is an ardent fan of the University of Tennessee in all sports and enjoys going on vacations to the beach with his family.
| Languages | English |
| Tags | Homeownership, Lending Needs, Financial Wellness, mortgage, mortgage rates, home loans, mortgage lender, mortgage loans, refinance, loans, homebuying, bank, personal finance, FHA Loans, VA Loans, First-time home buyer, Louisville + mortgage lender, Louisville + Refinance |
| Specialties | Ricky works the with an array of investors, self-employed and First Time Homebuyers., He has extensive experience in out-of-state loans and vacation homes. |
| Brands | Stock Yards Bank & Trust |
| Products | Right at Home (No down payment and No MI), Conventional, FHA Loans, Veterans Affair (VA) Loans, Rural Housing (RHS) Loans, Jumbo Loans, Bridge Loans, Lot Loans, Construction Loans. Construction-to-Permanent Loans, Construction-to-Permanent for Manufactured Home Loans, 61 Month ARM Loans, Kentucky Housing Corporation (KHC), Kentucky Homebuyer Tax Credit (Mortgage Credit Certificate), Indiana Housing & Community Development Authority (IHCDA), Ohio Housing Finance Agency (OHFA) |
| Services | Mortgage Pre-qualifications, Mortgage loans for primary or secondary residences, Mortgage loans for investment property, Refinance of a primary or secondary residence, Refinance of an investment property, Low or no down payment home purchase programs, Homebuyer Workshops, Full-service bank |