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Everyone would agree that the future is uncertain, and an unknown future financial liability will not come with a prior warning. Now you may ask that what exactly are payday loans and how do they help overcome a financial problem? Payday loans also known as paycheck advances are loans for a short span of time, to cover the borrower's expenses until he gets his next paycheck or salary. They help the borrower to pay off his liabilities at the time when he is not financially sound. The three major countries that provide these kinds of loans to their citizens are USA, Canada and Australia. The laws concerning payday loans are different for each of these three countries.

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