Blue Cross and Blue Shield of Illinois (BCBSIL) is
the largest and most experienced health insurance company in Illinois, providing more than 6.5 million members with comprehensive and affordable health plans. As a division of Health Care Service Corporation (HCSC), Blue Cross and Blue Shield of Illinois provides its members with a high level of confidence and security.
The people of Blue Cross and Blue Shield of Illinois are committed to the highest standards of business ethics and integrity, and we are committed to fulfilling our corporate citizenship responsibilities to the communities we serve. Through us, you will find information on our full range of managed care programs for individuals, families, employer groups and seniors. Blue Cross and Blue Shield of Illinois health plans include flexible benefit designs and
access to the largest network of hospitals and physicians in the state. In addition, Blue Cross and Blue Shield of Illinois has been awarded accreditation by two national organizations.
Why is Health Insurance Important?
Health insurance provides you with an affordable way for you and the ones you love to stay healthy and get medical care when ill. It also protects you and your family from the high cost of health care. In some cases, medical bills can be financially devastating. Many people don't even think about health insurance until they need it. By doing some research and making good choices ahead of time, you can save time and money down the road.
Protect Your FutureYou protect yourself and your family from financial losses when you purchase home or car insurance. The same goes for health insurance. And, what you may not realize is that a trip to the hospital can be much more costly than you might expect. Here are some facts:
- The average cost of a trip to the emergency room for an adult is about $700, not including any tests or hospitalization, which may increase the bill to well over $1,000.
- A broken leg can cost up to $7,500.
- Average expenses for childbirth are up to $8,800, and well over $10,000 for c-section delivery.
- The total cost of a hip replacement can run a whopping $32,000.
These examples sound scary, but the good news is that, with the right plan, you can protect yourself from most of these and other types of medical bills.
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Our HistoryBlue Cross and Blue Shield of Illinois traces its roots to the depths of the Great Depression and a group of Chicago business leaders who witnessed how relatively minor illnesses that required a hospital stay were ruining families financially. In 1936, they pooled their own savings and launched a not-for-profit company called Hospital Service Corporation to offer an affordable pre-paid hospital plan, which was a new concept at that time. The Chicago Plan, as it was called, was one the forerunners of what we know as health insurance today. Blue Cross and Blue Shield of Illinois (BCBSIL) is the largest and most experienced health insurance company in Illinois, providing more than 6.5 million members with comprehensive and affordable health plans. As a division of Health Care Service Corporation (HCSC), Blue Cross and Blue Shield of Illinois provides its members with a high level of confidence and security. We at Blue Cross are proud to be a technologically innovative, efficient and responsive health insurance company. That is why we are pleased to offer Blue Access for Members, which provides group health plan members and their dependents with secure online access to benefits summaries, claim status, provider information and valuable health tips. The people of Blue Cross and Blue Shield of Illinois are committed to the highest standards of business ethics and integrity, and we are committed to fulfilling our corporate citizenship responsibilities to the communities we serve.
